WELCOME TO PANAMA; Discover how to retire In Panama:
Insights from Expert Lawyers. Explore Panama’s allure through captivating blogs and expert professionals, Below, we point out the best way to retire or invest in this tropical paradise.
Don’t you love to live in a tropical paradise filled with beautiful beaches, lush mountains, and a welcoming community. Panama offers retirees the perfect combination of natural beauty, affordable living and retiree discounts. WE MAKE YOUR DREAM COME TRUE!.
Our attorneys help you to make Panama your retirement destination.
EMAIL US TO START THE PROCESS TODAY
EMAIL: info@retiredinpanama.com
HOW TO APPLY FOR PENSIONADO VISA?
We have simplified the process of getting Panama retirement visa. Get in touch with us now and we’ll email you the Panama retirement visa application form and list of documents required for your Pensionada Visa Residency.
Panama Retirement Visa or Pensionado Visa, is becoming one of the most sought-after visas for pensionadas. With its affordable cost of living, tropical climate, and exclusive perks, Panama provides the perfect setting for retirees.
OUR IMMIGRATION ATTORNEYS AT PANAMA LEGAL CENTER HAVE BEEN ASSISTING RETIREES FROM ALL OVER THE WORLD FOR THE PAST 15 YEARS
ABOUT US
Our immigration lawyers at Panama Legal Center, with more than 15 years of experience, assist clients with their Panama retirement residency visa. Our experienced lawyers to assist with visa applications, residency, and legal advice for a smooth relocation process. Yes, of course, our attorneys make a difference! When servicing a client, our job is to protect the client’s privacy and make sure we achieve their objective.
We believe Pensionado Visa allows retirees to have a stress free life in Panama. We list some of the Panama retirement perks;
● Up to 50% off entertainment and transportation
● 15% off medical services and prescription medications
● Tax exemptions on household goods and vehicles
● Affordable living costs compared to the US
● There is no minimum stay requirement for residency
TOP 10 PLACES TO RETIRE IN PANAMA
- Boquete
- Bocas del Toro
- Pedasi
- Las Tablas
- Taboga
- Isla Grande
- Coronado
- El Valle de Anton
- San Carlos
- Santa Catalina
Why Not Begin Your Golden Retirement Life today and let our experienced immigration attorneys help you with pernsionada visa to make the Panama journey possible
APPLY FOR YOUR RETIREMENT VISA NOW!
HERE’S TESTIMONIALS OF SOME OF OUR CLIENTS
ROBERT C. Las Vegas, USA
If you wish to retire or invest in Panama, call these guys, they are professionls
BILL K. Wisconsin, USA
They helped me to get my oensionada visa / permanent residency and Ecedula. First class service
PETER P. Florida, USA
We were looking to invest and these guys helped us to accomplish our goals. I am glad we found them
MIKE S. California, USA
I had an issue with my FBI report and their attorneys got around it and now I liv peacefully in Panama. I highly recommend these guys
Why To Retire In Panama?
Panama is a small beautiful country located in Central America, bordered between Colombia and Costa Rica. Panama’s friendly people always ready to embrace foreigners and those who have retired in Panama or visit this country can attest to this. In addition, Panama is unique and no other country on earth can match its special characteristics. 5 reasons why retirees must put Panama on their retirement mind!
- Security– Panama is a very safe country to live
- Tropical climate all year round
- Affordable living when compared to the USA, Canada & Europe
- US Dollar currency is used in Panama
- Friendly people of Panama welcome Expats
Panama’s Appeal;
- Low Cost of Living
Panama’s cost of living is a fraction of what you’d find in the USA. Retirees can enjoy an excellent quality of life without the high price tag.
● Affordable housing in Panama City or scenic towns like Boquete, San Carlos, Coronado
● Save money on utilities, groceries, and eating out
2. Fantastic and affordable Healthcare. Panama offers affordable healthcare with excellent services. Whether you choose public or private healthcare, you’ll find considerable savings compared to US healthcare system. Private medical insurance can cost as little as $20. per month.
Retirees have access to specialists, world-class care and modern hospitals at a fraction of US prices.
3. Stree-free living & security
We make retirement visa process a breeze and you’ll benefit from Panama stree-free lifestyle.
GET IN TOUCH WITH US AND FIND OUT WHY WE ARE YOUR BEST LAW FIRM IN PANAMA TO OBTAIN YOUR RETIREMENT VISA
What is the Panama Pensionado Program?
The Panama Pensionado program is a unique retirement visa that permits retirees to live permanently in Panama and enjoy various extraordinary benefits. It’s one of the most attractive visa options for those seeking a financially friendly retirement destination. Whether you are looking for a tropical paradise to unwind or a cost-effective retirement spot, the Pensionado Visa offers everything you need.
WE QUALIFY YOU FOR RETIREMENT VISA
There are 2 requirements to obtain Panama retirement visa. If you meet the following simple requirements, we can obtain your PENSIONADA VISA.
● A. Income Verification: You need to have a pension (government or private) of at least USD 1,000. per month
● B. No Past Criminal Activities: You must have a clean FBI report
HOW TO OBTAIN RESIDENCY IN PANAMA IN 2026?
In order to obtain residency in Panama, individuals need to comply with Panama immigration laws and hire a Panamanian lawyer. After retaing our legal services, we inform you to apostile all the required documents.
Upon your arrival to Panama, our qualified staff register your passport with the immigration office and the next day, we will submit your pensionada residency application to obtain your pensionada visa residency approval. Contact our expert immigration attorneys today to benefit from their expertise.
WE BELIEVE, PANAMA IS THE IDEAL COUNTRY FOR RETIREMENT & INVESTMENT
WELCOME TO PANAMA “PARADISE”
Start planning your Panama destination today
Our team of relocation experts guide you through every step, ensuring you settle into Paradise seamlessly.
HOW MUCH IT COST TO OBTAIN PANAMA RETIREMENT VISA?
SPECIAL DISCOUNT OF 10% TO RETIREES.
We recommend clients to use CODE 507 when applying for PENSIONADA VISA. Our lawyers offer a RETIREMENT VISA package to retirees that covers legal fee as well as associated cost such as notary public fees, health certificate fees, etc, GET IN TOUCH WITH US FOR DETAILS . YOU SAVE TIME & MONEY WITH US.
PANAMA AFFORDABLE COST OF LIVING
Retirees can comfortably live in Panama for less than $1,000. per month for a single person, which includes rent, groceries, utilities, transportation, and entertainment. That is a significant lower compared to most US cities, where the cost of living are much higher. Panama lifestyle also allows retirees to enjoy stress-free living without compromising the quality of life. Here’s a breakdown of the everyday costs for retirees:
Housing
● Furnished Condo in Panama City: $500 (single), $700 (couple)
● Rural Locations (Boquete, Pedasi): Rent can be even cheaper, with some places as low as $400 for a 1-bedroom apartment
Everyday Living Expenses
● Groceries: $150–$300
● Utilities: $70–$130 for electricity, water, and gas
● Healthcare Insurance: $100–$200
● Entertainment: Dining out and activities can be as low as $100–$200
PANAMA IMMIGRATION LAWS
In order to apply for any type of residency visa, Panama immigration laws, require that applicants must hire a Panama lawyer to process their immigration application. In addition, the law requires that individuals to have a clean FBI REPORT. Get in touch with our expert immigration attorneys if your FBI report indicates prior arrests. OUR IMMIGRATION ATTORNEYS CAN HELP YOU! We would assist clients with obtaining provisional and permanent residency in Panama and recommend that RETIREES TO CONSULT WITH OUR LAWYERS to understand the immigration & relocation path.
Do retired people pay taxes in Panama?
THE ANSWER IS NO.
IMAGINE, AS A RETIREE, YOU DO NOT PAY ANY TAXES TO PANAMA GOVERNMENT PERIOD.
SPECIAL NOTE: if you are a US citizen, even those living abroad, are subject to taxation on their worldwide income. However, there are tax breaks that can offer relief for expat retirees, such as;
- Foreign Earned Income Exclusion (FEIE): Allows those who qualify to exclude up to $120,000 of foreign-earned income (for tax year 2023) from taxation
- Foreign Housing Exclusion: Expats who meet either the Physical Presence Test or the Bona Fide Residence Test can use the Foreign Housing Exclusion to write off qualifying housing expenses like rent, utilities, property insurance, and more
All withdrawals from post-tax retirement accounts, like Roth IRAs and Roth 401(k)s, are tax-free. Additionally, only up to 85% of your Social Security payments are subject to taxation.
CAN YOU BRING YOUR FAMILY TO PANAMA?
Panama Pensionado visa retirement program allows retirees to bring their family to Panama and become legal residents. In fact, spouse and minor children of retirees are eligible to obtain pensionada residency visa as well.
Documents required for dependents of retirees:
- Apostiled Marriage certificate if applicant is married
- Apostiled FBI report of applicant’s spouse
- Apostiled birth certificates of applicant’s minor children
- Valid Passport of each dependent
- Five photos of each family member
- Health certificate of each dependent
MOST POPULAR PANAMA RESIDENCY PROGRAMS:
A. Pensionada Visa
B. Friendly Nations Visa
C. Investor Visa
DISCOVER HOW TO IMMIGRATE TO PANAMA FROM USA?
PENSIONADA VISA
OUR PANAMA IMMIGRATION ATTORNEYS ARE HERE TO ASSIST RETIREES TO RELOCATE TO PANAMA
According to the immigration laws, If you are looking to retire in Panama and obtain retirement visa residency, you must do so through an immigration lawyer in Panama. Our Panama immigration lawyers are here to assist you. Retirees need to demonstrates a minimum pension of $1,000. per month and an additional income of $250. for each dependent. Americans may travel to Panama as a tourist and are allowed to stay for 90 days. Upon arrival to Panama, our immigration lawyers would assist retirees to obtain their PENSIONADA visa. Our lawyers are expert and have more than 15 years of experience providing immigration services and obtain permanent residency for American retirees. In fact, we are known as the TRUSTED IMMIGRATION ATTORNEYS in Panama.
ATTENTION AMERICAN CITIZENS; VISTO BUENO
IF YOUR FBI REPORT HAS A DING ON IT, OUR EXPERT IMMIGRATION ATTORNEYS CAN HELP TO OBTAIN YOUR VISA!
GET IN TOUCH WITH US NOW!
” FFREQUENTLY ASKED QUESTIONS “
1. HOW TO APOSTILE A DOCUMENT?
Panama requires all foreign documents such as police report ( FBI report for US citizens), pension benefits certificates, marriage certificates and birth certificates to be apostiled by International Apostile Agency abroad. However if you are a US citizen, you may apostile all your documents via Panama consulates in USA. You can view their website at this link: www.embassyofpanama.org
You may contact us for detailed instructions of apostiling your required documents anywhere in the world.
2. WHAT ARE PANAMA PENSIONADA VISA REQUIREMENTS
To qualify, you need to show proof of a monthly income of at least $1,000 for individual. You must also provide documents such as your, background check, and pension verification letter.
3. HOW LONG IT TAKES TO GET PENSIONADA VISA?
We obtain your temporary residency visa on the same day and obtain your permanent residency visa after approximately 3-6 months, once immigration review and process is completed.
4. CAN A US CITIZEN APPLY FOR PANAMA RETIREMENT VISA?
Yes! US citizens are eligible for the Panama Pensionado Visa and can enjoy all the benefits of retiring in Panama.
5. WHAT ARE THE COST ASSOCIATED WITH PENSIONADA VISA?
The costs typically include immigration fees, translation fees, notary public fees, document authentication fees, legal fees, etc. We provide a special discount for Pensionado visa applicants.
6. HOW TO OPEN A BANK ACCOUNT IN PANAMA?
Our bilingual staff would assist you to open a bank account in Panama.
7. HOW TO GET YOUR DRIVER LICENSE IN PANAMA?
Panama provides driver license to individuals who already have a driver license in another country. It is required that individual residents to authenticate their license in their respective embassy. American citizens need to make an appointment with US AMERICAN EMBASSY in Clayton, Panama City to notarize their driver license by an authorized US staff at the embassy.
8. HOW TO BUY A PROPERTY IN PANAMA? FEW IMPORTANT TIPS
In case you are considering to purchase a property in Panama, we recommend to contract us to represent you and protect your interest. Before entering a contract to purchase a land, condo or home, our trusted attorneys would perform their due diligence to make sure there is no pending litigation or any other claims against the property.
Once everything is clear, we advise you to enter into a contract to purchase a real estate property. Moreover, we do not recommend to purchase properties that have no title. Contact us today and let us make sure the property you are purchasing is titled and is free of any kind of debt.
Have more questions about Pensionado Visa and how to get started on your Panama retirement journey!
Discover Panama’s Hidden Gems
Panama’s Tropical Bliss
Discover Urban Panama
Explore Panama’s Cityscape
Celebrate Panama’s Natural Beauty
Experience Panama: Nature’s Melody
Meet the People of Panama
Faces of Panama
Discover Panama’s Hidden Gems
Panama’s Tropical Bliss
Discover Urban Panama
Explore Panama’s Cityscape
WE ARE EXPERIENCED IMMIGRATION ATTORNEYS
IMAGINE STRESS-FREE LIVING IN YOUR GOLDEN YEARS
Our immigration lawyers are here 24/7 to serve you. We are just one EMAIL away from you. TAKE ACTION AND GET IN TOUCH WITH US NOW!
We answer all your questions and invite you to come to our offices in Panama City if you have special needs. Our professional attorneys and bilingual staff are always here to help you in Panama.
We offer FREE CONSULTATION to our clients regarding relocation issues, business matters as well as how to protect their assets. In conclution, if you are interested to retire or desire to do business in Panama, our attorneys can assist you.
WHY CHOOSE US?
1. We are immigration lawyers and have been serving retirees for the past 15 years
2. We provide first class service to our clients
3. We care about you and respect your privacy
4. We offer special pensionada visa discount (CODE 507) to our clients
CONSULT WITH OUR TRUSTED IMMIGRATION EXPERTS NOW!
Our experienced lawyers at Panama Legal Center have made it easy for retirees to relocate to Panama. A Pensionado visa in Panama allows a person to live and retire in the country for as long as they want. The visa comes with permanent residency and offers a great deal of benefits. Simply follow our 3 steps instructions and we’d take care of the rest.
PENSIONADO VISA RESIDENCY IN 3 STEPS:
We provide you with exclusive approach to retire in Panama;
STEP 1. GET IN TOUCH WITH US
STEP 2. FED EXPRESS US THE REQUIRED DOCUMENTS
STEP 3. TRAVEL TO PANAMA AND CLAIM YOUR PENSIONADA VISA RESIDENCY
Discover Panama’s Charm Through Our Insights
Guiding You: Embrace the Rich Tapestry of Panama’s Culture and Opportunities.
Exploring Panama’s Opportunities
Guiding You: Experience Panama Through Expert Advice.
Discovering Panama’s Vibrant Lifestyle
Guiding You: Experience the Rich Tapestry of Panama’s Vibrant Culture and Opportunities.
Capturing the Beauty
Guiding You: Experience Panama’s Diverse Lifestyle and Opportunities.
Discover Panama: Retired in Panama’s Blog
TIPS ON WHY TO RETIRE IN PANAMA NOW?
You would Enjoy beautiful beaches and lush mountain view lifestyley
You’ll find Panama a secure country and crime rate is very low
Your cost of living is much lower when compared to USA
Panama currency is US dollar
You can travel or live part-time in other countries without risking your Panama residency visa
Panama is very close to USA ( 3 hours flight to Miami )
You’ll enjoy living with friendly people of Panama
You’ll be living in tropical climate all year around
You’ll enjoy a Stress- Free lifestyle in your golden years
Explore Panama through vibrant snapshots. Each image tells a unique story.
Retired in Panama
Lifestyle Blogger
What types of guidance do we offer for relocating to Panama?
Our blog provides insights on retiring or investing in Panama, from choosing the right location to navigating legal requirements and enjoying the vibrant culture.
How can we assist you with your relocation or investment plans?
We offer personalized consultations, typically scheduled within 2-3 weeks, to ensure you have all the information you need for a seamless transition.
GET IN TOUCH WITH OUR TRUSTED ATTORNEYS
EMAIL: customer@panamalegalcenter.com
PHONE/WHATSAPP: +(507)6404-0388
Panama is ranked No. 1 destination for retirement according to the recent New York Times article.
IMAGINE LIVING IN PARADISE, THE REST OF YOUR LIFE!
WELCOME TO PANAMA; Discover how to retire In Panama:
Insights from Expert Lawyers. Explore Panama’s allure through captivating blogs and expert professionals, Below, we point out the best way to retire or invest in this tropical paradise.
Don’t you love to live in a tropical paradise filled with beautiful beaches, lush mountains, and a welcoming community. Panama offers retirees the perfect combination of natural beauty, affordable living and retiree discounts. WE MAKE YOUR DREAM COME TRUE!.
Our attorneys help you to make Panama your retirement destination.
EMAIL US TO START THE PROCESS TODAY
EMAIL: info@retiredinpanama.com
HOW TO APPLY FOR PENSIONADO VISA?
We have simplified the process of getting Panama retirement visa. Get in touch with us now and we’ll email you the Panama retirement visa application form and list of documents required for your Pensionada Visa Residency.
Panama Retirement Visa or Pensionado Visa, is becoming one of the most sought-after visas for pensionadas. With its affordable cost of living, tropical climate, and exclusive perks, Panama provides the perfect setting for retirees.
OUR IMMIGRATION ATTORNEYS AT PANAMA LEGAL CENTER HAVE BEEN ASSISTING RETIREES FROM ALL OVER THE WORLD FOR THE PAST 15 YEARS
ABOUT US
Our immigration lawyers at Panama Legal Center, with more than 15 years of experience, assist clients with their Panama retirement residency visa. Our experienced lawyers to assist with visa applications, residency, and legal advice for a smooth relocation process. Yes, of course, our attorneys make a difference! When servicing a client, our job is to protect the client’s privacy and make sure we achieve their objective.
We believe Pensionado Visa allows retirees to have a stress free life in Panama. We list some of the Panama retirement perks;
● Up to 50% off entertainment and transportation
● 15% off medical services and prescription medications
● Tax exemptions on household goods and vehicles
● Affordable living costs compared to the US
● There is no minimum stay requirement for residency
TOP 10 PLACES TO RETIRE IN PANAMA
- Boquete
- Bocas del Toro
- Pedasi
- Las Tablas
- Taboga
- Isla Grande
- Coronado
- El Valle de Anton
- San Carlos
- Santa Catalina
Why Not Begin Your Golden Retirement Life today and let our experienced immigration attorneys help you with pernsionada visa to make the Panama journey possible
APPLY FOR YOUR RETIREMENT VISA NOW!
HERE’S TESTIMONIALS OF SOME OF OUR CLIENTS
ROBERT C. Las Vegas, USA
If you wish to retire or invest in Panama, call these guys, they are professionls
BILL K. Wisconsin, USA
They helped me to get my oensionada visa / permanent residency and Ecedula. First class service
PETER P. Florida, USA
We were looking to invest and these guys helped us to accomplish our goals. I am glad we found them
MIKE S. California, USA
I had an issue with my FBI report and their attorneys got around it and now I liv peacefully in Panama. I highly recommend these guys
Why To Retire In Panama?
Panama is a small beautiful country located in Central America, bordered between Colombia and Costa Rica. Panama’s friendly people always ready to embrace foreigners and those who have retired in Panama or visit this country can attest to this. In addition, Panama is unique and no other country on earth can match its special characteristics. 5 reasons why retirees must put Panama on their retirement mind!
- Security– Panama is a very safe country to live
- Tropical climate all year round
- Affordable living when compared to the USA, Canada & Europe
- US Dollar currency is used in Panama
- Friendly people of Panama welcome Expats
Panama’s Appeal;
- Low Cost of Living
Panama’s cost of living is a fraction of what you’d find in the USA. Retirees can enjoy an excellent quality of life without the high price tag.
● Affordable housing in Panama City or scenic towns like Boquete, San Carlos, Coronado
● Save money on utilities, groceries, and eating out
2. Fantastic and affordable Healthcare. Panama offers affordable healthcare with excellent services. Whether you choose public or private healthcare, you’ll find considerable savings compared to US healthcare system. Private medical insurance can cost as little as $20. per month.
Retirees have access to specialists, world-class care and modern hospitals at a fraction of US prices.
3. Stree-free living & security
We make retirement visa process a breeze and you’ll benefit from Panama stree-free lifestyle.
GET IN TOUCH WITH US AND FIND OUT WHY WE ARE YOUR BEST LAW FIRM IN PANAMA TO OBTAIN YOUR RETIREMENT VISA
What is the Panama Pensionado Program?
The Panama Pensionado program is a unique retirement visa that permits retirees to live permanently in Panama and enjoy various extraordinary benefits. It’s one of the most attractive visa options for those seeking a financially friendly retirement destination. Whether you are looking for a tropical paradise to unwind or a cost-effective retirement spot, the Pensionado Visa offers everything you need.
WE QUALIFY YOU FOR RETIREMENT VISA
There are 2 requirements to obtain Panama retirement visa. If you meet the following simple requirements, we can obtain your PENSIONADA VISA.
● A. Income Verification: You need to have a pension (government or private) of at least USD 1,000. per month
● B. No Past Criminal Activities: You must have a clean FBI report
HOW TO OBTAIN RESIDENCY IN PANAMA IN 2026?
In order to obtain residency in Panama, individuals need to comply with Panama immigration laws and hire a Panamanian lawyer. After retaing our legal services, we inform you to apostile all the required documents.
Upon your arrival to Panama, our qualified staff register your passport with the immigration office and the next day, we will submit your pensionada residency application to obtain your pensionada visa residency approval. Contact our expert immigration attorneys today to benefit from their expertise.
WE BELIEVE, PANAMA IS THE IDEAL COUNTRY FOR RETIREMENT & INVESTMENT
WELCOME TO PANAMA “PARADISE”
Start planning your Panama destination today
Our team of relocation experts guide you through every step, ensuring you settle into Paradise seamlessly.
HOW MUCH IT COST TO OBTAIN PANAMA RETIREMENT VISA?
SPECIAL DISCOUNT OF 10% TO RETIREES.
We recommend clients to use CODE 507 when applying for PENSIONADA VISA. Our lawyers offer a RETIREMENT VISA package to retirees that covers legal fee as well as associated cost such as notary public fees, health certificate fees, etc, GET IN TOUCH WITH US FOR DETAILS . YOU SAVE TIME & MONEY WITH US.
PANAMA AFFORDABLE COST OF LIVING
Retirees can comfortably live in Panama for less than $1,000. per month for a single person, which includes rent, groceries, utilities, transportation, and entertainment. That is a significant lower compared to most US cities, where the cost of living are much higher. Panama lifestyle also allows retirees to enjoy stress-free living without compromising the quality of life. Here’s a breakdown of the everyday costs for retirees:
Housing
● Furnished Condo in Panama City: $500 (single), $700 (couple)
● Rural Locations (Boquete, Pedasi): Rent can be even cheaper, with some places as low as $400 for a 1-bedroom apartment
Everyday Living Expenses
● Groceries: $150–$300
● Utilities: $70–$130 for electricity, water, and gas
● Healthcare Insurance: $100–$200
● Entertainment: Dining out and activities can be as low as $100–$200
PANAMA IMMIGRATION LAWS
In order to apply for any type of residency visa, Panama immigration laws, require that applicants must hire a Panama lawyer to process their immigration application. In addition, the law requires that individuals to have a clean FBI REPORT. Get in touch with our expert immigration attorneys if your FBI report indicates prior arrests. OUR IMMIGRATION ATTORNEYS CAN HELP YOU! We would assist clients with obtaining provisional and permanent residency in Panama and recommend that RETIREES TO CONSULT WITH OUR LAWYERS to understand the immigration & relocation path.
Do retired people pay taxes in Panama?
THE ANSWER IS NO.
IMAGINE, AS A RETIREE, YOU DO NOT PAY ANY TAXES TO PANAMA GOVERNMENT PERIOD.
SPECIAL NOTE: if you are a US citizen, even those living abroad, are subject to taxation on their worldwide income. However, there are tax breaks that can offer relief for expat retirees, such as;
- Foreign Earned Income Exclusion (FEIE): Allows those who qualify to exclude up to $120,000 of foreign-earned income (for tax year 2023) from taxation
- Foreign Housing Exclusion: Expats who meet either the Physical Presence Test or the Bona Fide Residence Test can use the Foreign Housing Exclusion to write off qualifying housing expenses like rent, utilities, property insurance, and more
All withdrawals from post-tax retirement accounts, like Roth IRAs and Roth 401(k)s, are tax-free. Additionally, only up to 85% of your Social Security payments are subject to taxation.
CAN YOU BRING YOUR FAMILY TO PANAMA?
Panama Pensionado visa retirement program allows retirees to bring their family to Panama and become legal residents. In fact, spouse and minor children of retirees are eligible to obtain pensionada residency visa as well.
Documents required for dependents of retirees:
- Apostiled Marriage certificate if applicant is married
- Apostiled FBI report of applicant’s spouse
- Apostiled birth certificates of applicant’s minor children
- Valid Passport of each dependent
- Five photos of each family member
- Health certificate of each dependent
MOST POPULAR PANAMA RESIDENCY PROGRAMS:
A. Pensionada Visa
B. Friendly Nations Visa
C. Investor Visa
DISCOVER HOW TO IMMIGRATE TO PANAMA FROM USA?
PENSIONADA VISA
OUR PANAMA IMMIGRATION ATTORNEYS ARE HERE TO ASSIST RETIREES TO RELOCATE TO PANAMA
According to the immigration laws, If you are looking to retire in Panama and obtain retirement visa residency, you must do so through an immigration lawyer in Panama. Our Panama immigration lawyers are here to assist you. Retirees need to demonstrates a minimum pension of $1,000. per month and an additional income of $250. for each dependent. Americans may travel to Panama as a tourist and are allowed to stay for 90 days. Upon arrival to Panama, our immigration lawyers would assist retirees to obtain their PENSIONADA visa. Our lawyers are expert and have more than 15 years of experience providing immigration services and obtain permanent residency for American retirees. In fact, we are known as the TRUSTED IMMIGRATION ATTORNEYS in Panama.
ATTENTION AMERICAN CITIZENS; VISTO BUENO
IF YOUR FBI REPORT HAS A DING ON IT, OUR EXPERT IMMIGRATION ATTORNEYS CAN HELP TO OBTAIN YOUR VISA!
GET IN TOUCH WITH US NOW!
” FFREQUENTLY ASKED QUESTIONS “
1. HOW TO APOSTILE A DOCUMENT?
Panama requires all foreign documents such as police report ( FBI report for US citizens), pension benefits certificates, marriage certificates and birth certificates to be apostiled by International Apostile Agency abroad. However if you are a US citizen, you may apostile all your documents via Panama consulates in USA. You can view their website at this link: www.embassyofpanama.org
You may contact us for detailed instructions of apostiling your required documents anywhere in the world.
2. WHAT ARE PANAMA PENSIONADA VISA REQUIREMENTS
To qualify, you need to show proof of a monthly income of at least $1,000 for individual. You must also provide documents such as your, background check, and pension verification letter.
3. HOW LONG IT TAKES TO GET PENSIONADA VISA?
We obtain your temporary residency visa on the same day and obtain your permanent residency visa after approximately 3-6 months, once immigration review and process is completed.
4. CAN A US CITIZEN APPLY FOR PANAMA RETIREMENT VISA?
Yes! US citizens are eligible for the Panama Pensionado Visa and can enjoy all the benefits of retiring in Panama.
5. WHAT ARE THE COST ASSOCIATED WITH PENSIONADA VISA?
The costs typically include immigration fees, translation fees, notary public fees, document authentication fees, legal fees, etc. We provide a special discount for Pensionado visa applicants.
6. HOW TO OPEN A BANK ACCOUNT IN PANAMA?
Our bilingual staff would assist you to open a bank account in Panama.
7. HOW TO GET YOUR DRIVER LICENSE IN PANAMA?
Panama provides driver license to individuals who already have a driver license in another country. It is required that individual residents to authenticate their license in their respective embassy. American citizens need to make an appointment with US AMERICAN EMBASSY in Clayton, Panama City to notarize their driver license by an authorized US staff at the embassy.
8. HOW TO BUY A PROPERTY IN PANAMA? FEW IMPORTANT TIPS
In case you are considering to purchase a property in Panama, we recommend to contract us to represent you and protect your interest. Before entering a contract to purchase a land, condo or home, our trusted attorneys would perform their due diligence to make sure there is no pending litigation or any other claims against the property.
Once everything is clear, we advise you to enter into a contract to purchase a real estate property. Moreover, we do not recommend to purchase properties that have no title. Contact us today and let us make sure the property you are purchasing is titled and is free of any kind of debt.
Have more questions about Pensionado Visa and how to get started on your Panama retirement journey!
Discover Panama’s Hidden Gems
Panama’s Tropical Bliss
Discover Urban Panama
Explore Panama’s Cityscape
Celebrate Panama’s Natural Beauty
Experience Panama: Nature’s Melody
Meet the People of Panama
Faces of Panama
Discover Panama’s Hidden Gems
Panama’s Tropical Bliss
Discover Urban Panama
Explore Panama’s Cityscape
WE ARE EXPERIENCED IMMIGRATION ATTORNEYS
IMAGINE STRESS-FREE LIVING IN YOUR GOLDEN YEARS
Our immigration lawyers are here 24/7 to serve you. We are just one EMAIL away from you. TAKE ACTION AND GET IN TOUCH WITH US NOW!
We answer all your questions and invite you to come to our offices in Panama City if you have special needs. Our professional attorneys and bilingual staff are always here to help you in Panama.
We offer FREE CONSULTATION to our clients regarding relocation issues, business matters as well as how to protect their assets. In conclution, if you are interested to retire or desire to do business in Panama, our attorneys can assist you.
WHY CHOOSE US?
1. We are immigration lawyers and have been serving retirees for the past 15 years
2. We provide first class service to our clients
3. We care about you and respect your privacy
4. We offer special pensionada visa discount (CODE 507) to our clients
CONSULT WITH OUR TRUSTED IMMIGRATION EXPERTS NOW!
Our experienced lawyers at Panama Legal Center have made it easy for retirees to relocate to Panama. A Pensionado visa in Panama allows a person to live and retire in the country for as long as they want. The visa comes with permanent residency and offers a great deal of benefits. Simply follow our 3 steps instructions and we’d take care of the rest.
PENSIONADO VISA RESIDENCY IN 3 STEPS:
We provide you with exclusive approach to retire in Panama;
STEP 1. GET IN TOUCH WITH US
STEP 2. FED EXPRESS US THE REQUIRED DOCUMENTS
STEP 3. TRAVEL TO PANAMA AND CLAIM YOUR PENSIONADA VISA RESIDENCY
Discover Panama’s Charm Through Our Insights
Guiding You: Embrace the Rich Tapestry of Panama’s Culture and Opportunities.
Exploring Panama’s Opportunities
Guiding You: Experience Panama Through Expert Advice.
Discovering Panama’s Vibrant Lifestyle
Guiding You: Experience the Rich Tapestry of Panama’s Vibrant Culture and Opportunities.
Capturing the Beauty
Guiding You: Experience Panama’s Diverse Lifestyle and Opportunities.
Discover Panama: Retired in Panama’s Blog
TIPS ON WHY TO RETIRE IN PANAMA NOW?
You would Enjoy beautiful beaches and lush mountain view lifestyley
You’ll find Panama a secure country and crime rate is very low
Your cost of living is much lower when compared to USA
Panama currency is US dollar
You can travel or live part-time in other countries without risking your Panama residency visa
Panama is very close to USA ( 3 hours flight to Miami )
You’ll enjoy living with friendly people of Panama
You’ll be living in tropical climate all year around
You’ll enjoy a Stress- Free lifestyle in your golden years
Explore Panama through vibrant snapshots. Each image tells a unique story.
Retired in Panama
Lifestyle Blogger
What types of guidance do we offer for relocating to Panama?
Our blog provides insights on retiring or investing in Panama, from choosing the right location to navigating legal requirements and enjoying the vibrant culture.
How can we assist you with your relocation or investment plans?
We offer personalized consultations, typically scheduled within 2-3 weeks, to ensure you have all the information you need for a seamless transition.
GET IN TOUCH WITH OUR TRUSTED ATTORNEYS
EMAIL: customer@panamalegalcenter.com
PHONE/WHATSAPP: +(507)6404-0388
BENEFITS OF PANAMA RETIREMENT VISA
- Tax exemption importing a new vehicle every two years
- 15% discount on hospitals & clinics
- 20% discount on pharmacy
- 25% discount in restaurants
- 25% discount on utility such as electric & water bills
- 25% discount on airline tickets
- 50% discount on cinemas & theaters
- 30-50% discount on hotels
- Tax exemption for importing household goods
7 REASONS WHY YOU SHOULD CONSIDER RETIRING IN PANAMA?
1. Affordable cost of living
2. Panama is a safe & secure country
3. Tropical climate all year around
4. Discounts of up to 50% on many products / services
5. US dollar currency
6. Friendly people of Panama love Expats
7. Panama proximity to USA
Panama is ranked No. 1 destination for retirement according to the recent New York Times article.
IMAGINE LIVING IN PARADISE, THE REST OF YOUR LIFE!
WELCOME TO PANAMA; Discover how to retire In Panama:
Insights from Expert Lawyers. Explore Panama’s allure through captivating blogs and expert professionals, Below, we point out the best way to retire or invest in this tropical paradise.
Don’t you love to live in a tropical paradise filled with beautiful beaches, lush mountains, and a welcoming community. Panama offers retirees the perfect combination of natural beauty, affordable living and retiree discounts. WE MAKE YOUR DREAM COME TRUE!.
Our attorneys help you to make Panama your retirement destination.
EMAIL US TO START THE PROCESS TODAY
EMAIL: info@retiredinpanama.com
HOW TO APPLY FOR PENSIONADO VISA?
We have simplified the process of getting Panama retirement visa. Get in touch with us now and we’ll email you the Panama retirement visa application form and list of documents required for your Pensionada Visa Residency.
Panama Retirement Visa or Pensionado Visa, is becoming one of the most sought-after visas for pensionadas. With its affordable cost of living, tropical climate, and exclusive perks, Panama provides the perfect setting for retirees.
OUR IMMIGRATION ATTORNEYS AT PANAMA LEGAL CENTER HAVE BEEN ASSISTING RETIREES FROM ALL OVER THE WORLD FOR THE PAST 15 YEARS
ABOUT US
Our immigration lawyers at Panama Legal Center, with more than 15 years of experience, assist clients with their Panama retirement residency visa. Our experienced lawyers to assist with visa applications, residency, and legal advice for a smooth relocation process. Yes, of course, our attorneys make a difference! When servicing a client, our job is to protect the client’s privacy and make sure we achieve their objective.
We believe Pensionado Visa allows retirees to have a stress free life in Panama. We list some of the Panama retirement perks;
● Up to 50% off entertainment and transportation
● 15% off medical services and prescription medications
● Tax exemptions on household goods and vehicles
● Affordable living costs compared to the US
● There is no minimum stay requirement for residency
TOP 10 PLACES TO RETIRE IN PANAMA
- Boquete
- Bocas del Toro
- Pedasi
- Las Tablas
- Taboga
- Isla Grande
- Coronado
- El Valle de Anton
- San Carlos
- Santa Catalina
Why Not Begin Your Golden Retirement Life today and let our experienced immigration attorneys help you with pernsionada visa to make the Panama journey possible
APPLY FOR YOUR RETIREMENT VISA NOW!
HERE’S TESTIMONIALS OF SOME OF OUR CLIENTS
ROBERT C. Las Vegas, USA
If you wish to retire or invest in Panama, call these guys, they are professionls
BILL K. Wisconsin, USA
They helped me to get my oensionada visa / permanent residency and Ecedula. First class service
PETER P. Florida, USA
We were looking to invest and these guys helped us to accomplish our goals. I am glad we found them
MIKE S. California, USA
I had an issue with my FBI report and their attorneys got around it and now I liv peacefully in Panama. I highly recommend these guys
Why To Retire In Panama?
Panama is a small beautiful country located in Central America, bordered between Colombia and Costa Rica. Panama’s friendly people always ready to embrace foreigners and those who have retired in Panama or visit this country can attest to this. In addition, Panama is unique and no other country on earth can match its special characteristics. 5 reasons why retirees must put Panama on their retirement mind!
- Security– Panama is a very safe country to live
- Tropical climate all year round
- Affordable living when compared to the USA, Canada & Europe
- US Dollar currency is used in Panama
- Friendly people of Panama welcome Expats
Panama’s Appeal;
- Low Cost of Living
Panama’s cost of living is a fraction of what you’d find in the USA. Retirees can enjoy an excellent quality of life without the high price tag.
● Affordable housing in Panama City or scenic towns like Boquete, San Carlos, Coronado
● Save money on utilities, groceries, and eating out
2. Fantastic and affordable Healthcare. Panama offers affordable healthcare with excellent services. Whether you choose public or private healthcare, you’ll find considerable savings compared to US healthcare system. Private medical insurance can cost as little as $20. per month.
Retirees have access to specialists, world-class care and modern hospitals at a fraction of US prices.
3. Stree-free living & security
We make retirement visa process a breeze and you’ll benefit from Panama stree-free lifestyle.
GET IN TOUCH WITH US AND FIND OUT WHY WE ARE YOUR BEST LAW FIRM IN PANAMA TO OBTAIN YOUR RETIREMENT VISA
What is the Panama Pensionado Program?
The Panama Pensionado program is a unique retirement visa that permits retirees to live permanently in Panama and enjoy various extraordinary benefits. It’s one of the most attractive visa options for those seeking a financially friendly retirement destination. Whether you are looking for a tropical paradise to unwind or a cost-effective retirement spot, the Pensionado Visa offers everything you need.
WE QUALIFY YOU FOR RETIREMENT VISA
There are 2 requirements to obtain Panama retirement visa. If you meet the following simple requirements, we can obtain your PENSIONADA VISA.
● A. Income Verification: You need to have a pension (government or private) of at least USD 1,000. per month
● B. No Past Criminal Activities: You must have a clean FBI report
HOW TO OBTAIN RESIDENCY IN PANAMA IN 2026?
In order to obtain residency in Panama, individuals need to comply with Panama immigration laws and hire a Panamanian lawyer. After retaing our legal services, we inform you to apostile all the required documents.
Upon your arrival to Panama, our qualified staff register your passport with the immigration office and the next day, we will submit your pensionada residency application to obtain your pensionada visa residency approval. Contact our expert immigration attorneys today to benefit from their expertise.
WE BELIEVE, PANAMA IS THE IDEAL COUNTRY FOR RETIREMENT & INVESTMENT
WELCOME TO PANAMA “PARADISE”
Start planning your Panama destination today
Our team of relocation experts guide you through every step, ensuring you settle into Paradise seamlessly.
HOW MUCH IT COST TO OBTAIN PANAMA RETIREMENT VISA?
SPECIAL DISCOUNT OF 10% TO RETIREES.
We recommend clients to use CODE 507 when applying for PENSIONADA VISA. Our lawyers offer a RETIREMENT VISA package to retirees that covers legal fee as well as associated cost such as notary public fees, health certificate fees, etc, GET IN TOUCH WITH US FOR DETAILS . YOU SAVE TIME & MONEY WITH US.
PANAMA AFFORDABLE COST OF LIVING
Retirees can comfortably live in Panama for less than $1,000. per month for a single person, which includes rent, groceries, utilities, transportation, and entertainment. That is a significant lower compared to most US cities, where the cost of living are much higher. Panama lifestyle also allows retirees to enjoy stress-free living without compromising the quality of life. Here’s a breakdown of the everyday costs for retirees:
Housing
● Furnished Condo in Panama City: $500 (single), $700 (couple)
● Rural Locations (Boquete, Pedasi): Rent can be even cheaper, with some places as low as $400 for a 1-bedroom apartment
Everyday Living Expenses
● Groceries: $150–$300
● Utilities: $70–$130 for electricity, water, and gas
● Healthcare Insurance: $100–$200
● Entertainment: Dining out and activities can be as low as $100–$200
PANAMA IMMIGRATION LAWS
In order to apply for any type of residency visa, Panama immigration laws, require that applicants must hire a Panama lawyer to process their immigration application. In addition, the law requires that individuals to have a clean FBI REPORT. Get in touch with our expert immigration attorneys if your FBI report indicates prior arrests. OUR IMMIGRATION ATTORNEYS CAN HELP YOU! We would assist clients with obtaining provisional and permanent residency in Panama and recommend that RETIREES TO CONSULT WITH OUR LAWYERS to understand the immigration & relocation path.
Do retired people pay taxes in Panama?
THE ANSWER IS NO.
IMAGINE, AS A RETIREE, YOU DO NOT PAY ANY TAXES TO PANAMA GOVERNMENT PERIOD.
SPECIAL NOTE: if you are a US citizen, even those living abroad, are subject to taxation on their worldwide income. However, there are tax breaks that can offer relief for expat retirees, such as;
- Foreign Earned Income Exclusion (FEIE): Allows those who qualify to exclude up to $120,000 of foreign-earned income (for tax year 2023) from taxation
- Foreign Housing Exclusion: Expats who meet either the Physical Presence Test or the Bona Fide Residence Test can use the Foreign Housing Exclusion to write off qualifying housing expenses like rent, utilities, property insurance, and more
All withdrawals from post-tax retirement accounts, like Roth IRAs and Roth 401(k)s, are tax-free. Additionally, only up to 85% of your Social Security payments are subject to taxation.
CAN YOU BRING YOUR FAMILY TO PANAMA?
Panama Pensionado visa retirement program allows retirees to bring their family to Panama and become legal residents. In fact, spouse and minor children of retirees are eligible to obtain pensionada residency visa as well.
Documents required for dependents of retirees:
- Apostiled Marriage certificate if applicant is married
- Apostiled FBI report of applicant’s spouse
- Apostiled birth certificates of applicant’s minor children
- Valid Passport of each dependent
- Five photos of each family member
- Health certificate of each dependent
MOST POPULAR PANAMA RESIDENCY PROGRAMS:
A. Pensionada Visa
B. Friendly Nations Visa
C. Investor Visa
DISCOVER HOW TO IMMIGRATE TO PANAMA FROM USA?
PENSIONADA VISA
OUR PANAMA IMMIGRATION ATTORNEYS ARE HERE TO ASSIST RETIREES TO RELOCATE TO PANAMA
According to the immigration laws, If you are looking to retire in Panama and obtain retirement visa residency, you must do so through an immigration lawyer in Panama. Our Panama immigration lawyers are here to assist you. Retirees need to demonstrates a minimum pension of $1,000. per month and an additional income of $250. for each dependent. Americans may travel to Panama as a tourist and are allowed to stay for 90 days. Upon arrival to Panama, our immigration lawyers would assist retirees to obtain their PENSIONADA visa. Our lawyers are expert and have more than 15 years of experience providing immigration services and obtain permanent residency for American retirees. In fact, we are known as the TRUSTED IMMIGRATION ATTORNEYS in Panama.
ATTENTION AMERICAN CITIZENS; VISTO BUENO
IF YOUR FBI REPORT HAS A DING ON IT, OUR EXPERT IMMIGRATION ATTORNEYS CAN HELP TO OBTAIN YOUR VISA!
GET IN TOUCH WITH US NOW!
” FFREQUENTLY ASKED QUESTIONS “
1. HOW TO APOSTILE A DOCUMENT?
Panama requires all foreign documents such as police report ( FBI report for US citizens), pension benefits certificates, marriage certificates and birth certificates to be apostiled by International Apostile Agency abroad. However if you are a US citizen, you may apostile all your documents via Panama consulates in USA. You can view their website at this link: www.embassyofpanama.org
You may contact us for detailed instructions of apostiling your required documents anywhere in the world.
2. WHAT ARE PANAMA PENSIONADA VISA REQUIREMENTS
To qualify, you need to show proof of a monthly income of at least $1,000 for individual. You must also provide documents such as your, background check, and pension verification letter.
3. HOW LONG IT TAKES TO GET PENSIONADA VISA?
We obtain your temporary residency visa on the same day and obtain your permanent residency visa after approximately 3-6 months, once immigration review and process is completed.
4. CAN A US CITIZEN APPLY FOR PANAMA RETIREMENT VISA?
Yes! US citizens are eligible for the Panama Pensionado Visa and can enjoy all the benefits of retiring in Panama.
5. WHAT ARE THE COST ASSOCIATED WITH PENSIONADA VISA?
The costs typically include immigration fees, translation fees, notary public fees, document authentication fees, legal fees, etc. We provide a special discount for Pensionado visa applicants.
6. HOW TO OPEN A BANK ACCOUNT IN PANAMA?
Our bilingual staff would assist you to open a bank account in Panama.
7. HOW TO GET YOUR DRIVER LICENSE IN PANAMA?
Panama provides driver license to individuals who already have a driver license in another country. It is required that individual residents to authenticate their license in their respective embassy. American citizens need to make an appointment with US AMERICAN EMBASSY in Clayton, Panama City to notarize their driver license by an authorized US staff at the embassy.
8. HOW TO BUY A PROPERTY IN PANAMA? FEW IMPORTANT TIPS
In case you are considering to purchase a property in Panama, we recommend to contract us to represent you and protect your interest. Before entering a contract to purchase a land, condo or home, our trusted attorneys would perform their due diligence to make sure there is no pending litigation or any other claims against the property.
Once everything is clear, we advise you to enter into a contract to purchase a real estate property. Moreover, we do not recommend to purchase properties that have no title. Contact us today and let us make sure the property you are purchasing is titled and is free of any kind of debt.
Have more questions about Pensionado Visa and how to get started on your Panama retirement journey!
Discover Panama’s Hidden Gems
Panama’s Tropical Bliss
Discover Urban Panama
Explore Panama’s Cityscape
Celebrate Panama’s Natural Beauty
Experience Panama: Nature’s Melody
Meet the People of Panama
Faces of Panama
Discover Panama’s Hidden Gems
Panama’s Tropical Bliss
Discover Urban Panama
Explore Panama’s Cityscape
WE ARE EXPERIENCED IMMIGRATION ATTORNEYS
IMAGINE STRESS-FREE LIVING IN YOUR GOLDEN YEARS
Our immigration lawyers are here 24/7 to serve you. We are just one EMAIL away from you. TAKE ACTION AND GET IN TOUCH WITH US NOW!
We answer all your questions and invite you to come to our offices in Panama City if you have special needs. Our professional attorneys and bilingual staff are always here to help you in Panama.
We offer FREE CONSULTATION to our clients regarding relocation issues, business matters as well as how to protect their assets. In conclution, if you are interested to retire or desire to do business in Panama, our attorneys can assist you.
WHY CHOOSE US?
1. We are immigration lawyers and have been serving retirees for the past 15 years
2. We provide first class service to our clients
3. We care about you and respect your privacy
4. We offer special pensionada visa discount (CODE 507) to our clients
CONSULT WITH OUR TRUSTED IMMIGRATION EXPERTS NOW!
Our experienced lawyers at Panama Legal Center have made it easy for retirees to relocate to Panama. A Pensionado visa in Panama allows a person to live and retire in the country for as long as they want. The visa comes with permanent residency and offers a great deal of benefits. Simply follow our 3 steps instructions and we’d take care of the rest.
PENSIONADO VISA RESIDENCY IN 3 STEPS:
We provide you with exclusive approach to retire in Panama;
STEP 1. GET IN TOUCH WITH US
STEP 2. FED EXPRESS US THE REQUIRED DOCUMENTS
STEP 3. TRAVEL TO PANAMA AND CLAIM YOUR PENSIONADA VISA RESIDENCY
Discover Panama’s Charm Through Our Insights
Guiding You: Embrace the Rich Tapestry of Panama’s Culture and Opportunities.
Exploring Panama’s Opportunities
Guiding You: Experience Panama Through Expert Advice.
Discovering Panama’s Vibrant Lifestyle
Guiding You: Experience the Rich Tapestry of Panama’s Vibrant Culture and Opportunities.
Capturing the Beauty
Guiding You: Experience Panama’s Diverse Lifestyle and Opportunities.
Discover Panama: Retired in Panama’s Blog
TIPS ON WHY TO RETIRE IN PANAMA NOW?
You would Enjoy beautiful beaches and lush mountain view lifestyley
You’ll find Panama a secure country and crime rate is very low
Your cost of living is much lower when compared to USA
Panama currency is US dollar
You can travel or live part-time in other countries without risking your Panama residency visa
Panama is very close to USA ( 3 hours flight to Miami )
You’ll enjoy living with friendly people of Panama
You’ll be living in tropical climate all year around
You’ll enjoy a Stress- Free lifestyle in your golden years
Explore Panama through vibrant snapshots. Each image tells a unique story.
Retired in Panama
Lifestyle Blogger
What types of guidance do we offer for relocating to Panama?
Our blog provides insights on retiring or investing in Panama, from choosing the right location to navigating legal requirements and enjoying the vibrant culture.
How can we assist you with your relocation or investment plans?
We offer personalized consultations, typically scheduled within 2-3 weeks, to ensure you have all the information you need for a seamless transition.
GET IN TOUCH WITH OUR TRUSTED ATTORNEYS
EMAIL: customer@panamalegalcenter.com
PHONE/WHATSAPP: +(507)6404-0388
BENEFITS OF PANAMA RETIREMENT VISA
- Tax exemption importing a new vehicle every two years
- 15% discount on hospitals & clinics
- 20% discount on pharmacy
- 25% discount in restaurants
- 25% discount on utility such as electric & water bills
- 25% discount on airline tickets
- 50% discount on cinemas & theaters
- 30-50% discount on hotels
- Tax exemption for importing household goods
7 REASONS WHY YOU SHOULD CONSIDER RETIRING IN PANAMA?
1. Affordable cost of living
2. Panama is a safe & secure country
3. Tropical climate all year around
4. Discounts of up to 50% on many products / services
5. US dollar currency
6. Friendly people of Panama love Expats
7. Panama proximity to USA
Panama is ranked No. 1 destination for retirement according to the recent New York Times article.
IMAGINE LIVING IN PARADISE, THE REST OF YOUR LIFE!
WELCOME TO PANAMA; Discover how to retire In Panama:
Insights from Expert Lawyers. Explore Panama’s allure through captivating blogs and expert professionals, Below, we point out the best way to retire or invest in this tropical paradise.
Don’t you love to live in a tropical paradise filled with beautiful beaches, lush mountains, and a welcoming community. Panama offers retirees the perfect combination of natural beauty, affordable living and retiree discounts. WE MAKE YOUR DREAM COME TRUE!.
Our attorneys help you to make Panama your retirement destination.
EMAIL US TO START THE PROCESS TODAY
EMAIL: info@retiredinpanama.com
HOW TO APPLY FOR PENSIONADO VISA?
We have simplified the process of getting Panama retirement visa. Get in touch with us now and we’ll email you the Panama retirement visa application form and list of documents required for your Pensionada Visa Residency.
Panama Retirement Visa or Pensionado Visa, is becoming one of the most sought-after visas for pensionadas. With its affordable cost of living, tropical climate, and exclusive perks, Panama provides the perfect setting for retirees.
OUR IMMIGRATION ATTORNEYS AT PANAMA LEGAL CENTER HAVE BEEN ASSISTING RETIREES FROM ALL OVER THE WORLD FOR THE PAST 15 YEARS
ABOUT US
Our immigration lawyers at Panama Legal Center, with more than 15 years of experience, assist clients with their Panama retirement residency visa. Our experienced lawyers to assist with visa applications, residency, and legal advice for a smooth relocation process. Yes, of course, our attorneys make a difference! When servicing a client, our job is to protect the client’s privacy and make sure we achieve their objective.
We believe Pensionado Visa allows retirees to have a stress free life in Panama. We list some of the Panama retirement perks;
● Up to 50% off entertainment and transportation
● 15% off medical services and prescription medications
● Tax exemptions on household goods and vehicles
● Affordable living costs compared to the US
● There is no minimum stay requirement for residency
TOP 10 PLACES TO RETIRE IN PANAMA
- Boquete
- Bocas del Toro
- Pedasi
- Las Tablas
- Taboga
- Isla Grande
- Coronado
- El Valle de Anton
- San Carlos
- Santa Catalina
Why Not Begin Your Golden Retirement Life today and let our experienced immigration attorneys help you with pernsionada visa to make the Panama journey possible
APPLY FOR YOUR RETIREMENT VISA NOW!
HERE’S TESTIMONIALS OF SOME OF OUR CLIENTS
ROBERT C. Las Vegas, USA
If you wish to retire or invest in Panama, call these guys, they are professionls
BILL K. Wisconsin, USA
They helped me to get my oensionada visa / permanent residency and Ecedula. First class service
PETER P. Florida, USA
We were looking to invest and these guys helped us to accomplish our goals. I am glad we found them
MIKE S. California, USA
I had an issue with my FBI report and their attorneys got around it and now I liv peacefully in Panama. I highly recommend these guys
Why To Retire In Panama?
Panama is a small beautiful country located in Central America, bordered between Colombia and Costa Rica. Panama’s friendly people always ready to embrace foreigners and those who have retired in Panama or visit this country can attest to this. In addition, Panama is unique and no other country on earth can match its special characteristics. 5 reasons why retirees must put Panama on their retirement mind!
- Security– Panama is a very safe country to live
- Tropical climate all year round
- Affordable living when compared to the USA, Canada & Europe
- US Dollar currency is used in Panama
- Friendly people of Panama welcome Expats
Panama’s Appeal;
- Low Cost of Living
Panama’s cost of living is a fraction of what you’d find in the USA. Retirees can enjoy an excellent quality of life without the high price tag.
● Affordable housing in Panama City or scenic towns like Boquete, San Carlos, Coronado
● Save money on utilities, groceries, and eating out
2. Fantastic and affordable Healthcare. Panama offers affordable healthcare with excellent services. Whether you choose public or private healthcare, you’ll find considerable savings compared to US healthcare system. Private medical insurance can cost as little as $20. per month.
Retirees have access to specialists, world-class care and modern hospitals at a fraction of US prices.
3. Stree-free living & security
We make retirement visa process a breeze and you’ll benefit from Panama stree-free lifestyle.
GET IN TOUCH WITH US AND FIND OUT WHY WE ARE YOUR BEST LAW FIRM IN PANAMA TO OBTAIN YOUR RETIREMENT VISA
What is the Panama Pensionado Program?
The Panama Pensionado program is a unique retirement visa that permits retirees to live permanently in Panama and enjoy various extraordinary benefits. It’s one of the most attractive visa options for those seeking a financially friendly retirement destination. Whether you are looking for a tropical paradise to unwind or a cost-effective retirement spot, the Pensionado Visa offers everything you need.
WE QUALIFY YOU FOR RETIREMENT VISA
There are 2 requirements to obtain Panama retirement visa. If you meet the following simple requirements, we can obtain your PENSIONADA VISA.
● A. Income Verification: You need to have a pension (government or private) of at least USD 1,000. per month
● B. No Past Criminal Activities: You must have a clean FBI report
HOW TO OBTAIN RESIDENCY IN PANAMA IN 2026?
In order to obtain residency in Panama, individuals need to comply with Panama immigration laws and hire a Panamanian lawyer. After retaing our legal services, we inform you to apostile all the required documents.
Upon your arrival to Panama, our qualified staff register your passport with the immigration office and the next day, we will submit your pensionada residency application to obtain your pensionada visa residency approval. Contact our expert immigration attorneys today to benefit from their expertise.
WE BELIEVE, PANAMA IS THE IDEAL COUNTRY FOR RETIREMENT & INVESTMENT
WELCOME TO PANAMA “PARADISE”
Start planning your Panama destination today
Our team of relocation experts guide you through every step, ensuring you settle into Paradise seamlessly.
HOW MUCH IT COST TO OBTAIN PANAMA RETIREMENT VISA?
SPECIAL DISCOUNT OF 10% TO RETIREES.
We recommend clients to use CODE 507 when applying for PENSIONADA VISA. Our lawyers offer a RETIREMENT VISA package to retirees that covers legal fee as well as associated cost such as notary public fees, health certificate fees, etc, GET IN TOUCH WITH US FOR DETAILS . YOU SAVE TIME & MONEY WITH US.
PANAMA AFFORDABLE COST OF LIVING
Retirees can comfortably live in Panama for less than $1,000. per month for a single person, which includes rent, groceries, utilities, transportation, and entertainment. That is a significant lower compared to most US cities, where the cost of living are much higher. Panama lifestyle also allows retirees to enjoy stress-free living without compromising the quality of life. Here’s a breakdown of the everyday costs for retirees:
Housing
● Furnished Condo in Panama City: $500 (single), $700 (couple)
● Rural Locations (Boquete, Pedasi): Rent can be even cheaper, with some places as low as $400 for a 1-bedroom apartment
Everyday Living Expenses
● Groceries: $150–$300
● Utilities: $70–$130 for electricity, water, and gas
● Healthcare Insurance: $100–$200
● Entertainment: Dining out and activities can be as low as $100–$200
PANAMA IMMIGRATION LAWS
In order to apply for any type of residency visa, Panama immigration laws, require that applicants must hire a Panama lawyer to process their immigration application. In addition, the law requires that individuals to have a clean FBI REPORT. Get in touch with our expert immigration attorneys if your FBI report indicates prior arrests. OUR IMMIGRATION ATTORNEYS CAN HELP YOU! We would assist clients with obtaining provisional and permanent residency in Panama and recommend that RETIREES TO CONSULT WITH OUR LAWYERS to understand the immigration & relocation path.
Do retired people pay taxes in Panama?
THE ANSWER IS NO.
IMAGINE, AS A RETIREE, YOU DO NOT PAY ANY TAXES TO PANAMA GOVERNMENT PERIOD.
SPECIAL NOTE: if you are a US citizen, even those living abroad, are subject to taxation on their worldwide income. However, there are tax breaks that can offer relief for expat retirees, such as;
- Foreign Earned Income Exclusion (FEIE): Allows those who qualify to exclude up to $120,000 of foreign-earned income (for tax year 2023) from taxation
- Foreign Housing Exclusion: Expats who meet either the Physical Presence Test or the Bona Fide Residence Test can use the Foreign Housing Exclusion to write off qualifying housing expenses like rent, utilities, property insurance, and more
All withdrawals from post-tax retirement accounts, like Roth IRAs and Roth 401(k)s, are tax-free. Additionally, only up to 85% of your Social Security payments are subject to taxation.
CAN YOU BRING YOUR FAMILY TO PANAMA?
Panama Pensionado visa retirement program allows retirees to bring their family to Panama and become legal residents. In fact, spouse and minor children of retirees are eligible to obtain pensionada residency visa as well.
Documents required for dependents of retirees:
- Apostiled Marriage certificate if applicant is married
- Apostiled FBI report of applicant’s spouse
- Apostiled birth certificates of applicant’s minor children
- Valid Passport of each dependent
- Five photos of each family member
- Health certificate of each dependent
MOST POPULAR PANAMA RESIDENCY PROGRAMS:
A. Pensionada Visa
B. Friendly Nations Visa
C. Investor Visa
DISCOVER HOW TO IMMIGRATE TO PANAMA FROM USA?
PENSIONADA VISA
OUR PANAMA IMMIGRATION ATTORNEYS ARE HERE TO ASSIST RETIREES TO RELOCATE TO PANAMA
According to the immigration laws, If you are looking to retire in Panama and obtain retirement visa residency, you must do so through an immigration lawyer in Panama. Our Panama immigration lawyers are here to assist you. Retirees need to demonstrates a minimum pension of $1,000. per month and an additional income of $250. for each dependent. Americans may travel to Panama as a tourist and are allowed to stay for 90 days. Upon arrival to Panama, our immigration lawyers would assist retirees to obtain their PENSIONADA visa. Our lawyers are expert and have more than 15 years of experience providing immigration services and obtain permanent residency for American retirees. In fact, we are known as the TRUSTED IMMIGRATION ATTORNEYS in Panama.
ATTENTION AMERICAN CITIZENS; VISTO BUENO
IF YOUR FBI REPORT HAS A DING ON IT, OUR EXPERT IMMIGRATION ATTORNEYS CAN HELP TO OBTAIN YOUR VISA!
GET IN TOUCH WITH US NOW!
” FFREQUENTLY ASKED QUESTIONS “
1. HOW TO APOSTILE A DOCUMENT?
Panama requires all foreign documents such as police report ( FBI report for US citizens), pension benefits certificates, marriage certificates and birth certificates to be apostiled by International Apostile Agency abroad. However if you are a US citizen, you may apostile all your documents via Panama consulates in USA. You can view their website at this link: www.embassyofpanama.org
You may contact us for detailed instructions of apostiling your required documents anywhere in the world.
2. WHAT ARE PANAMA PENSIONADA VISA REQUIREMENTS
To qualify, you need to show proof of a monthly income of at least $1,000 for individual. You must also provide documents such as your, background check, and pension verification letter.
3. HOW LONG IT TAKES TO GET PENSIONADA VISA?
We obtain your temporary residency visa on the same day and obtain your permanent residency visa after approximately 3-6 months, once immigration review and process is completed.
4. CAN A US CITIZEN APPLY FOR PANAMA RETIREMENT VISA?
Yes! US citizens are eligible for the Panama Pensionado Visa and can enjoy all the benefits of retiring in Panama.
5. WHAT ARE THE COST ASSOCIATED WITH PENSIONADA VISA?
The costs typically include immigration fees, translation fees, notary public fees, document authentication fees, legal fees, etc. We provide a special discount for Pensionado visa applicants.
6. HOW TO OPEN A BANK ACCOUNT IN PANAMA?
Our bilingual staff would assist you to open a bank account in Panama.
7. HOW TO GET YOUR DRIVER LICENSE IN PANAMA?
Panama provides driver license to individuals who already have a driver license in another country. It is required that individual residents to authenticate their license in their respective embassy. American citizens need to make an appointment with US AMERICAN EMBASSY in Clayton, Panama City to notarize their driver license by an authorized US staff at the embassy.
8. HOW TO BUY A PROPERTY IN PANAMA? FEW IMPORTANT TIPS
In case you are considering to purchase a property in Panama, we recommend to contract us to represent you and protect your interest. Before entering a contract to purchase a land, condo or home, our trusted attorneys would perform their due diligence to make sure there is no pending litigation or any other claims against the property.
Once everything is clear, we advise you to enter into a contract to purchase a real estate property. Moreover, we do not recommend to purchase properties that have no title. Contact us today and let us make sure the property you are purchasing is titled and is free of any kind of debt.
Have more questions about Pensionado Visa and how to get started on your Panama retirement journey!
Discover Panama’s Hidden Gems
Panama’s Tropical Bliss
Discover Urban Panama
Explore Panama’s Cityscape
Celebrate Panama’s Natural Beauty
Experience Panama: Nature’s Melody
Meet the People of Panama
Faces of Panama
Discover Panama’s Hidden Gems
Panama’s Tropical Bliss
Discover Urban Panama
Explore Panama’s Cityscape
WE ARE EXPERIENCED IMMIGRATION ATTORNEYS
IMAGINE STRESS-FREE LIVING IN YOUR GOLDEN YEARS
Our immigration lawyers are here 24/7 to serve you. We are just one EMAIL away from you. TAKE ACTION AND GET IN TOUCH WITH US NOW!
We answer all your questions and invite you to come to our offices in Panama City if you have special needs. Our professional attorneys and bilingual staff are always here to help you in Panama.
We offer FREE CONSULTATION to our clients regarding relocation issues, business matters as well as how to protect their assets. In conclution, if you are interested to retire or desire to do business in Panama, our attorneys can assist you.
WHY CHOOSE US?
1. We are immigration lawyers and have been serving retirees for the past 15 years
2. We provide first class service to our clients
3. We care about you and respect your privacy
4. We offer special pensionada visa discount (CODE 507) to our clients
CONSULT WITH OUR TRUSTED IMMIGRATION EXPERTS NOW!
Our experienced lawyers at Panama Legal Center have made it easy for retirees to relocate to Panama. A Pensionado visa in Panama allows a person to live and retire in the country for as long as they want. The visa comes with permanent residency and offers a great deal of benefits. Simply follow our 3 steps instructions and we’d take care of the rest.
PENSIONADO VISA RESIDENCY IN 3 STEPS:
We provide you with exclusive approach to retire in Panama;
STEP 1. GET IN TOUCH WITH US
STEP 2. FED EXPRESS US THE REQUIRED DOCUMENTS
STEP 3. TRAVEL TO PANAMA AND CLAIM YOUR PENSIONADA VISA RESIDENCY
Discover Panama’s Charm Through Our Insights
Guiding You: Embrace the Rich Tapestry of Panama’s Culture and Opportunities.
Exploring Panama’s Opportunities
Guiding You: Experience Panama Through Expert Advice.
Discovering Panama’s Vibrant Lifestyle
Guiding You: Experience the Rich Tapestry of Panama’s Vibrant Culture and Opportunities.
Capturing the Beauty
Guiding You: Experience Panama’s Diverse Lifestyle and Opportunities.
Discover Panama: Retired in Panama’s Blog
TIPS ON WHY TO RETIRE IN PANAMA NOW?
You would Enjoy beautiful beaches and lush mountain view lifestyley
You’ll find Panama a secure country and crime rate is very low
Your cost of living is much lower when compared to USA
Panama currency is US dollar
You can travel or live part-time in other countries without risking your Panama residency visa
Panama is very close to USA ( 3 hours flight to Miami )
You’ll enjoy living with friendly people of Panama
You’ll be living in tropical climate all year around
You’ll enjoy a Stress- Free lifestyle in your golden years
Explore Panama through vibrant snapshots. Each image tells a unique story.
Retired in Panama
Lifestyle Blogger
What types of guidance do we offer for relocating to Panama?
Our blog provides insights on retiring or investing in Panama, from choosing the right location to navigating legal requirements and enjoying the vibrant culture.
How can we assist you with your relocation or investment plans?
We offer personalized consultations, typically scheduled within 2-3 weeks, to ensure you have all the information you need for a seamless transition.
GET IN TOUCH WITH OUR TRUSTED ATTORNEYS
EMAIL: customer@panamalegalcenter.com
PHONE/WHATSAPP: +(507)6404-0388
COMPLETE GUIDE TO PANAMA RETIREMENT & PENSIONADO VISA 2026
Our experienced immigration attorneys assist with Panama retirement visa
ARE YOU RETIRED AND LOOKING TO RELOCATE? PANAMA IS A TROPICAL PARADISE & BEST DESTINATION TO RETIRE
GREAT NEWS: If you are receiving a PRIVATE OR GOVERNMENT PENSION of $1,000. per month, we can assist you to obtain pensionada visa residency in Panama.
HOW PANAMA PENSIONADO VISA PROCESS WORKS?
STEP 1: Upon your arrival in Panama, we’ll register your passport with the immigration office.
STEP 2: We submit your retirement visa application and obtain your temporary pensionada visa – SAME DAY APPROVAL.
STEP 3: After 4-6 months, we secure your pensionada visa (PERMANENT RESIDENCY).
BENEFITS OF PANAMA RETIREMENT VISA
- Tax exemption importing a new vehicle every two years
- 15% discount on hospitals & clinics
- 20% discount on pharmacy
- 25% discount in restaurants
- 25% discount on utility such as electric & water bills
- 25% discount on airline tickets
- 50% discount on cinemas & theaters
- 30-50% discount on hotels
- Tax exemption for importing household goods
7 REASONS WHY YOU SHOULD CONSIDER RETIRING IN PANAMA?
1. Affordable cost of living
2. Panama is a safe & secure country
3. Tropical climate all year around
4. Discounts of up to 50% on many products / services
5. US dollar currency
6. Friendly people of Panama love Expats
7. Panama proximity to USA
Panama is ranked No. 1 destination for retirement according to the recent New York Times article.
IMAGINE LIVING IN PARADISE, THE REST OF YOUR LIFE!
WELCOME TO PANAMA; Discover how to retire In Panama:
Insights from Expert Lawyers. Explore Panama’s allure through captivating blogs and expert professionals, Below, we point out the best way to retire or invest in this tropical paradise.
Don’t you love to live in a tropical paradise filled with beautiful beaches, lush mountains, and a welcoming community. Panama offers retirees the perfect combination of natural beauty, affordable living and retiree discounts. WE MAKE YOUR DREAM COME TRUE!.
Our attorneys help you to make Panama your retirement destination.
EMAIL US TO START THE PROCESS TODAY
EMAIL: info@retiredinpanama.com
HOW TO APPLY FOR PENSIONADO VISA?
We have simplified the process of getting Panama retirement visa. Get in touch with us now and we’ll email you the Panama retirement visa application form and list of documents required for your Pensionada Visa Residency.
Panama Retirement Visa or Pensionado Visa, is becoming one of the most sought-after visas for pensionadas. With its affordable cost of living, tropical climate, and exclusive perks, Panama provides the perfect setting for retirees.
OUR IMMIGRATION ATTORNEYS AT PANAMA LEGAL CENTER HAVE BEEN ASSISTING RETIREES FROM ALL OVER THE WORLD FOR THE PAST 15 YEARS
ABOUT US
Our immigration lawyers at Panama Legal Center, with more than 15 years of experience, assist clients with their Panama retirement residency visa. Our experienced lawyers to assist with visa applications, residency, and legal advice for a smooth relocation process. Yes, of course, our attorneys make a difference! When servicing a client, our job is to protect the client’s privacy and make sure we achieve their objective.
We believe Pensionado Visa allows retirees to have a stress free life in Panama. We list some of the Panama retirement perks;
● Up to 50% off entertainment and transportation
● 15% off medical services and prescription medications
● Tax exemptions on household goods and vehicles
● Affordable living costs compared to the US
● There is no minimum stay requirement for residency
TOP 10 PLACES TO RETIRE IN PANAMA
- Boquete
- Bocas del Toro
- Pedasi
- Las Tablas
- Taboga
- Isla Grande
- Coronado
- El Valle de Anton
- San Carlos
- Santa Catalina
Why Not Begin Your Golden Retirement Life today and let our experienced immigration attorneys help you with pernsionada visa to make the Panama journey possible
APPLY FOR YOUR RETIREMENT VISA NOW!
HERE’S TESTIMONIALS OF SOME OF OUR CLIENTS
ROBERT C. Las Vegas, USA
If you wish to retire or invest in Panama, call these guys, they are professionls
BILL K. Wisconsin, USA
They helped me to get my oensionada visa / permanent residency and Ecedula. First class service
PETER P. Florida, USA
We were looking to invest and these guys helped us to accomplish our goals. I am glad we found them
MIKE S. California, USA
I had an issue with my FBI report and their attorneys got around it and now I liv peacefully in Panama. I highly recommend these guys
Why To Retire In Panama?
Panama is a small beautiful country located in Central America, bordered between Colombia and Costa Rica. Panama’s friendly people always ready to embrace foreigners and those who have retired in Panama or visit this country can attest to this. In addition, Panama is unique and no other country on earth can match its special characteristics. 5 reasons why retirees must put Panama on their retirement mind!
- Security– Panama is a very safe country to live
- Tropical climate all year round
- Affordable living when compared to the USA, Canada & Europe
- US Dollar currency is used in Panama
- Friendly people of Panama welcome Expats
Panama’s Appeal;
- Low Cost of Living
Panama’s cost of living is a fraction of what you’d find in the USA. Retirees can enjoy an excellent quality of life without the high price tag.
● Affordable housing in Panama City or scenic towns like Boquete, San Carlos, Coronado
● Save money on utilities, groceries, and eating out
2. Fantastic and affordable Healthcare. Panama offers affordable healthcare with excellent services. Whether you choose public or private healthcare, you’ll find considerable savings compared to US healthcare system. Private medical insurance can cost as little as $20. per month.
Retirees have access to specialists, world-class care and modern hospitals at a fraction of US prices.
3. Stree-free living & security
We make retirement visa process a breeze and you’ll benefit from Panama stree-free lifestyle.
GET IN TOUCH WITH US AND FIND OUT WHY WE ARE YOUR BEST LAW FIRM IN PANAMA TO OBTAIN YOUR RETIREMENT VISA
What is the Panama Pensionado Program?
The Panama Pensionado program is a unique retirement visa that permits retirees to live permanently in Panama and enjoy various extraordinary benefits. It’s one of the most attractive visa options for those seeking a financially friendly retirement destination. Whether you are looking for a tropical paradise to unwind or a cost-effective retirement spot, the Pensionado Visa offers everything you need.
WE QUALIFY YOU FOR RETIREMENT VISA
There are 2 requirements to obtain Panama retirement visa. If you meet the following simple requirements, we can obtain your PENSIONADA VISA.
● A. Income Verification: You need to have a pension (government or private) of at least USD 1,000. per month
● B. No Past Criminal Activities: You must have a clean FBI report
HOW TO OBTAIN RESIDENCY IN PANAMA IN 2026?
In order to obtain residency in Panama, individuals need to comply with Panama immigration laws and hire a Panamanian lawyer. After retaing our legal services, we inform you to apostile all the required documents.
Upon your arrival to Panama, our qualified staff register your passport with the immigration office and the next day, we will submit your pensionada residency application to obtain your pensionada visa residency approval. Contact our expert immigration attorneys today to benefit from their expertise.
WE BELIEVE, PANAMA IS THE IDEAL COUNTRY FOR RETIREMENT & INVESTMENT
WELCOME TO PANAMA “PARADISE”
Start planning your Panama destination today
Our team of relocation experts guide you through every step, ensuring you settle into Paradise seamlessly.
HOW MUCH IT COST TO OBTAIN PANAMA RETIREMENT VISA?
SPECIAL DISCOUNT OF 10% TO RETIREES.
We recommend clients to use CODE 507 when applying for PENSIONADA VISA. Our lawyers offer a RETIREMENT VISA package to retirees that covers legal fee as well as associated cost such as notary public fees, health certificate fees, etc, GET IN TOUCH WITH US FOR DETAILS . YOU SAVE TIME & MONEY WITH US.
PANAMA AFFORDABLE COST OF LIVING
Retirees can comfortably live in Panama for less than $1,000. per month for a single person, which includes rent, groceries, utilities, transportation, and entertainment. That is a significant lower compared to most US cities, where the cost of living are much higher. Panama lifestyle also allows retirees to enjoy stress-free living without compromising the quality of life. Here’s a breakdown of the everyday costs for retirees:
Housing
● Furnished Condo in Panama City: $500 (single), $700 (couple)
● Rural Locations (Boquete, Pedasi): Rent can be even cheaper, with some places as low as $400 for a 1-bedroom apartment
Everyday Living Expenses
● Groceries: $150–$300
● Utilities: $70–$130 for electricity, water, and gas
● Healthcare Insurance: $100–$200
● Entertainment: Dining out and activities can be as low as $100–$200
PANAMA IMMIGRATION LAWS
In order to apply for any type of residency visa, Panama immigration laws, require that applicants must hire a Panama lawyer to process their immigration application. In addition, the law requires that individuals to have a clean FBI REPORT. Get in touch with our expert immigration attorneys if your FBI report indicates prior arrests. OUR IMMIGRATION ATTORNEYS CAN HELP YOU! We would assist clients with obtaining provisional and permanent residency in Panama and recommend that RETIREES TO CONSULT WITH OUR LAWYERS to understand the immigration & relocation path.
Do retired people pay taxes in Panama?
THE ANSWER IS NO.
IMAGINE, AS A RETIREE, YOU DO NOT PAY ANY TAXES TO PANAMA GOVERNMENT PERIOD.
SPECIAL NOTE: if you are a US citizen, even those living abroad, are subject to taxation on their worldwide income. However, there are tax breaks that can offer relief for expat retirees, such as;
- Foreign Earned Income Exclusion (FEIE): Allows those who qualify to exclude up to $120,000 of foreign-earned income (for tax year 2023) from taxation
- Foreign Housing Exclusion: Expats who meet either the Physical Presence Test or the Bona Fide Residence Test can use the Foreign Housing Exclusion to write off qualifying housing expenses like rent, utilities, property insurance, and more
All withdrawals from post-tax retirement accounts, like Roth IRAs and Roth 401(k)s, are tax-free. Additionally, only up to 85% of your Social Security payments are subject to taxation.
CAN YOU BRING YOUR FAMILY TO PANAMA?
Panama Pensionado visa retirement program allows retirees to bring their family to Panama and become legal residents. In fact, spouse and minor children of retirees are eligible to obtain pensionada residency visa as well.
Documents required for dependents of retirees:
- Apostiled Marriage certificate if applicant is married
- Apostiled FBI report of applicant’s spouse
- Apostiled birth certificates of applicant’s minor children
- Valid Passport of each dependent
- Five photos of each family member
- Health certificate of each dependent
MOST POPULAR PANAMA RESIDENCY PROGRAMS:
A. Pensionada Visa
B. Friendly Nations Visa
C. Investor Visa
DISCOVER HOW TO IMMIGRATE TO PANAMA FROM USA?
PENSIONADA VISA
OUR PANAMA IMMIGRATION ATTORNEYS ARE HERE TO ASSIST RETIREES TO RELOCATE TO PANAMA
According to the immigration laws, If you are looking to retire in Panama and obtain retirement visa residency, you must do so through an immigration lawyer in Panama. Our Panama immigration lawyers are here to assist you. Retirees need to demonstrates a minimum pension of $1,000. per month and an additional income of $250. for each dependent. Americans may travel to Panama as a tourist and are allowed to stay for 90 days. Upon arrival to Panama, our immigration lawyers would assist retirees to obtain their PENSIONADA visa. Our lawyers are expert and have more than 15 years of experience providing immigration services and obtain permanent residency for American retirees. In fact, we are known as the TRUSTED IMMIGRATION ATTORNEYS in Panama.
ATTENTION AMERICAN CITIZENS; VISTO BUENO
IF YOUR FBI REPORT HAS A DING ON IT, OUR EXPERT IMMIGRATION ATTORNEYS CAN HELP TO OBTAIN YOUR VISA!
GET IN TOUCH WITH US NOW!
” FFREQUENTLY ASKED QUESTIONS “
1. HOW TO APOSTILE A DOCUMENT?
Panama requires all foreign documents such as police report ( FBI report for US citizens), pension benefits certificates, marriage certificates and birth certificates to be apostiled by International Apostile Agency abroad. However if you are a US citizen, you may apostile all your documents via Panama consulates in USA. You can view their website at this link: www.embassyofpanama.org
You may contact us for detailed instructions of apostiling your required documents anywhere in the world.
2. WHAT ARE PANAMA PENSIONADA VISA REQUIREMENTS
To qualify, you need to show proof of a monthly income of at least $1,000 for individual. You must also provide documents such as your, background check, and pension verification letter.
3. HOW LONG IT TAKES TO GET PENSIONADA VISA?
We obtain your temporary residency visa on the same day and obtain your permanent residency visa after approximately 3-6 months, once immigration review and process is completed.
4. CAN A US CITIZEN APPLY FOR PANAMA RETIREMENT VISA?
Yes! US citizens are eligible for the Panama Pensionado Visa and can enjoy all the benefits of retiring in Panama.
5. WHAT ARE THE COST ASSOCIATED WITH PENSIONADA VISA?
The costs typically include immigration fees, translation fees, notary public fees, document authentication fees, legal fees, etc. We provide a special discount for Pensionado visa applicants.
6. HOW TO OPEN A BANK ACCOUNT IN PANAMA?
Our bilingual staff would assist you to open a bank account in Panama.
7. HOW TO GET YOUR DRIVER LICENSE IN PANAMA?
Panama provides driver license to individuals who already have a driver license in another country. It is required that individual residents to authenticate their license in their respective embassy. American citizens need to make an appointment with US AMERICAN EMBASSY in Clayton, Panama City to notarize their driver license by an authorized US staff at the embassy.
8. HOW TO BUY A PROPERTY IN PANAMA? FEW IMPORTANT TIPS
In case you are considering to purchase a property in Panama, we recommend to contract us to represent you and protect your interest. Before entering a contract to purchase a land, condo or home, our trusted attorneys would perform their due diligence to make sure there is no pending litigation or any other claims against the property.
Once everything is clear, we advise you to enter into a contract to purchase a real estate property. Moreover, we do not recommend to purchase properties that have no title. Contact us today and let us make sure the property you are purchasing is titled and is free of any kind of debt.
Have more questions about Pensionado Visa and how to get started on your Panama retirement journey!
Discover Panama’s Hidden Gems
Panama’s Tropical Bliss
Discover Urban Panama
Explore Panama’s Cityscape
Celebrate Panama’s Natural Beauty
Experience Panama: Nature’s Melody
Meet the People of Panama
Faces of Panama
Discover Panama’s Hidden Gems
Panama’s Tropical Bliss
Discover Urban Panama
Explore Panama’s Cityscape
WE ARE EXPERIENCED IMMIGRATION ATTORNEYS
IMAGINE STRESS-FREE LIVING IN YOUR GOLDEN YEARS
Our immigration lawyers are here 24/7 to serve you. We are just one EMAIL away from you. TAKE ACTION AND GET IN TOUCH WITH US NOW!
We answer all your questions and invite you to come to our offices in Panama City if you have special needs. Our professional attorneys and bilingual staff are always here to help you in Panama.
We offer FREE CONSULTATION to our clients regarding relocation issues, business matters as well as how to protect their assets. In conclution, if you are interested to retire or desire to do business in Panama, our attorneys can assist you.
WHY CHOOSE US?
1. We are immigration lawyers and have been serving retirees for the past 15 years
2. We provide first class service to our clients
3. We care about you and respect your privacy
4. We offer special pensionada visa discount (CODE 507) to our clients
CONSULT WITH OUR TRUSTED IMMIGRATION EXPERTS NOW!
Our experienced lawyers at Panama Legal Center have made it easy for retirees to relocate to Panama. A Pensionado visa in Panama allows a person to live and retire in the country for as long as they want. The visa comes with permanent residency and offers a great deal of benefits. Simply follow our 3 steps instructions and we’d take care of the rest.
PENSIONADO VISA RESIDENCY IN 3 STEPS:
We provide you with exclusive approach to retire in Panama;
STEP 1. GET IN TOUCH WITH US
STEP 2. FED EXPRESS US THE REQUIRED DOCUMENTS
STEP 3. TRAVEL TO PANAMA AND CLAIM YOUR PENSIONADA VISA RESIDENCY
Discover Panama’s Charm Through Our Insights
Guiding You: Embrace the Rich Tapestry of Panama’s Culture and Opportunities.
Exploring Panama’s Opportunities
Guiding You: Experience Panama Through Expert Advice.
Discovering Panama’s Vibrant Lifestyle
Guiding You: Experience the Rich Tapestry of Panama’s Vibrant Culture and Opportunities.
Capturing the Beauty
Guiding You: Experience Panama’s Diverse Lifestyle and Opportunities.
Discover Panama: Retired in Panama’s Blog
TIPS ON WHY TO RETIRE IN PANAMA NOW?
You would Enjoy beautiful beaches and lush mountain view lifestyley
You’ll find Panama a secure country and crime rate is very low
Your cost of living is much lower when compared to USA
Panama currency is US dollar
You can travel or live part-time in other countries without risking your Panama residency visa
Panama is very close to USA ( 3 hours flight to Miami )
You’ll enjoy living with friendly people of Panama
You’ll be living in tropical climate all year around
You’ll enjoy a Stress- Free lifestyle in your golden years
Explore Panama through vibrant snapshots. Each image tells a unique story.
Retired in Panama
Lifestyle Blogger
What types of guidance do we offer for relocating to Panama?
Our blog provides insights on retiring or investing in Panama, from choosing the right location to navigating legal requirements and enjoying the vibrant culture.
How can we assist you with your relocation or investment plans?
We offer personalized consultations, typically scheduled within 2-3 weeks, to ensure you have all the information you need for a seamless transition.
GET IN TOUCH WITH OUR TRUSTED ATTORNEYS
EMAIL: customer@panamalegalcenter.com
PHONE/WHATSAPP: +(507)6404-0388